我应该贷款买车还是付现金?
This auto calculator could help you find out what might be the best move for you.
Paying for a 车辆 can be a large expense. Our auto loan calculator can help you determine whether it’s overall less expensive to pay for the 车辆 with cash or purchase it using 融资. Typically, the interest rate you receive on a savings account will be less than the loan rate. But that’s not always the case when manufacturers offer incentives. Once you enter the 车辆 purchase price, interest rates for the 汽车贷款 and savings account, along with the number of 贷款期限为数月, the calculator will determine what the loan payments would be. It will also display if you’ll save more overall by paying cash.
如果你有 应急基金 with 3 – 6 个月 of basic living expenses saved, try to refrain from taking money out of that fund for your new car.