What to do when your teenager has a car accident
A teenager’s first car accident can be traumatic. 考虑这些建议,帮助你的孩子在事故发生前做好准备,以及如果事故发生该怎么做.
You may have taught your teen well. They probably wear their seatbelt and don't drive distracted, but accidents can still happen. 你也可以帮助他们做好准备,讨论如果他们遇到事故该怎么做.
Before your teen gets on the road
在你的孩子出门之前,这里有一些步骤可以考虑做更好的准备:
- 考虑下载并设置一个pp王者电子官网手机应用程序. The State Farm® mobile app enables you to have an accessible digital copy of your insurance card as well as agent contact information.
- 确认pp王者电子官网卡和登记卡在车上,所有司机都知道它的位置.
- 让你的孩子知道如何使用手机摄像头记录任何事故后的损害.
After-accident actions a teen might need to take
If involved in an accident, the first step is to ask: is anybody hurt? 如果有人受伤,请立即联系911紧急服务中心寻求帮助.
The second step is that your teen remains safe. 这意味着如果可以安全地完成,就让开.
- If the vehicle is drivable, 把它移到肩膀上的安全位置,或者以其他方式避开交通.
- 如果可能的话,打开危险灯,设置应急锥.
- Get out of the vehicle, unless it is unsafe to do so.
- 如果车辆驾驶不安全,请在需要时通过电话寻求帮助. 或者你可能更喜欢使用移动应用程序联系道路援助安排拖车. Roadside service through State Farm is available 24 hours a day.
Once in a safe location, call the police no matter how bad the accident. 对于小事故,你的孩子可能需要自己向警方报告. 即使事故发生在私人财产上,比如 parking lot, contact the police to report the incident. 根据事故的严重程度,警察可能出来报案,也可能不出来报案.
在通知了警察,你的孩子在安全的地方之后, 你可以让他们知道是时候给你打电话了,并采取措施记录所有事故细节.
- 考虑使用手机应用程序提醒pp王者电子官网公司和/或代理人有关事故,并帮助开始 claims process.
- Collect information — whether on paper, 在手机应用程序或任何其他首选方式-例如事故中其他参与者的pg电子官方网页版和pp王者电子官网详细信息.
- 提醒你的孩子核实并记录下另一个司机是否是车的主人. If not, obtain the owners name too.
- 让你的孩子记下他或她对事故的记忆吗. 如果使用移动应用程序,他们也可以添加笔记和上传照片. (应用程序中会有照片提醒,提醒你要拍什么,需要拍多少张照片.)
- 你的孩子应该询问并保留任何警方报告的副本.
What your teen should never do after an accident
- 在通知当局报告事故之前,不要离开现场.
- Don't try to assign blame.
- Don't sign anything from anyone other than the police.
After your teen reports an accident
可用的覆盖范围和故障的确定将有助于概述维修和其他费用, including medical bills, are paid for. State Farm开发的这款手机应用程序可以帮助追踪索赔的状态.
也要问问你的孩子,问问他们的感受. 意外可能是可怕的,支持可能会帮助他们处理发生的事情.
现在你已经学习了一些技巧来帮助你的孩子在发生车祸的情况下做好准备, you may be interested in reading about teen passenger safety, teen texting and driving or safety tips for teen drivers. And consider contacting a State Farm® agent for all your insurance needs, including car insurance for teenagers or new drivers.