How to compare the cost of living if you're relocating
Moving? We break down how to conduct a cost of living comparison.
You just landed a new job with more pay and better benefits. 祝贺你! 但有个条件,你必须这么做 搬到一个新的州也许是一个生活成本更高的国家. The 平均生活费用 两个城市之间的差异可能会很大. 在你上路之前, be sure to calculate moving costs along with the cost of living in your new region so you can avoid any unpleasant financial surprises. 无论你是 仍在考虑 the offer, mid-move or already 出门, keep expenses in check with a financial review of both cities.
生活费用比较
When it comes to expenses, where you live can make a big difference. 生活费用各不相同, 有时大大, 由stateHawaii, California and Maryland have some of the highest costs of living in the country. On the flipside, Mississippi, West Virginia and Ohio have relatively low costs of living.
医疗支出不同
医疗保健费用正以惊人的速度增长, 但这些比率也因地区而异. 在2018年至2019年期间, all states saw an increase in health care expenditures ——有些人比其他人多.
The regions that saw the lowest increase in health care costs between 2018 and 2019 were the Great Lakes Region (Illinois, Indiana, Michigan, Ohio and Wisconsin) and the New England Region (Connecticut, Maine, 新汉普郡, 罗德岛州和佛蒙特州).
Conversely, the regions that experienced the highest increase in health care costs between 2018 and 2019 were the Far West Region (Alaska, California, Hawaii, Nevada, Oregon and Washington) and the Southwest Region (Arizona, New Mexico, 俄克拉荷马州和德克萨斯州).
住房成本差别很大
无论你是租还是买, the amount you pay each month to keep shelter over your head will be a big part of your budget. 请注意 月租成本, as well as what it costs to heat and cool your home, varies according to your location. Median monthly rent by state in 2019 was highest in California and lowest in West Virginia. 再加上这些成本 每月平均公用事业费用 在夏威夷最高,在新墨西哥州最低.
运输成本也各不相同
Make sure 汽车分期付款, insurance, gasoline and/or monthly public transportation costs are on your radar. You may want to consider alternate methods of transport where gas prices are higher.
记住税收
Your tax burden in your new location may be very different from what you are used to now. Be sure to consider what your entire tax burden will be, 包括收入, property, 销售税和消费税. The state with the highest proportion of income paid as taxes is New York, 比例最低的是阿拉斯加州.
Expensive 是一个相对的术语
各州的生活费用
When it comes to expenses, where you live can make a big difference.
These states have some of the highest costs of living in the country:1 夏威夷,加利福尼亚,马里兰
And these states have some of the lowest: Mississippi, West Virginia, Ohio
医疗保健费用正以惊人的速度增长, 但即使是这些比率也因地区而异.2
在2018年至2019年期间, all states saw an increase in health care expenditures ——有些人比其他人多.
最低:五大湖地区:+2.9%新英格兰地区:+3.2%
最高:东南地区:+4.远西地区:+5.5%
住房成本差别很大
无论你是租还是买, the amount you pay each month to keep shelter over your head will be a big part of your budget.
2019年月租金中位数3
最低:西弗吉尼亚州866美元
最高:加州2542美元
每月平均公用事业费用4
最低:新墨西哥州345美元
最高:夏威夷588美元
运输成本也各不相同
确保车贷, 汽车pp王者电子官网, gasoline and/or monthly public transportation costs are on your radar.
加油站的平均价格5
Lowest: $1.密西西比州每加仑85美元
Highest: $3.在夏威夷每加仑25美元
记住税收
Consider what your entire tax burden will be, 包括收入, property, 销售税和消费税.6
作为税款缴纳的收入的平均比例
Lowest: 5.阿拉斯加16%
Highest: 12.纽约28%
For more tips on keeping relocation costs in check, visit geo-drillchina.com/simple-insights
1 税收基金会 http://taxfoundation.org/real-value-100-state-2019/
2 经济分析局 http://www.bea.gov/sites/default/files/2020-10/pce1020.pdf
3 Experian http://www.experian.com/blogs/ask-experian/research/median-rental-rates-for-an-apartment-by-state/
4 Move.org http://www.move.org/utility-bills-101/
5 AAA(截至2020年10月8日) http://gasprices.aaa.com/state-gas-price-averages/
6 Wallet Hub. 2020年国家税负 http://wallethub.com/edu/states-with-highest-lowest-tax-burden/20494/